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SOVEREIGN STORIES WEB SITE
PRIVACY POLICY
AGREEMENT BETWEEN WEB SITE USER AND PIC
The PIC Privacy Policy is provided to help you understand how we
protect the personal information you have provided us. This Policy
provides you with an opportunity to make informed choices about the
management of your personal information about you. To obtain more
information, you may call (808) 591-0059 or visit our web site at www.piccom.org to
send us an e-mail.
Policy
Our Policy on the Collection, Use, and Sharing of Personal
Information
Our Policy applies to all personally identifiable financial
information about you that is obtained by PIC in connection with
providing information and activities related to our organizational
mission. Our Policy will continue to cover information we may collect
about you during the course of our relationship as well as after
the relationship has ended.
How We Collect Personal Information
We rely on many sources of information to understand and meet your needs. We
collect personal information about you from:
- Your applications or in other ways when you visit us in person,
over the phone, through the mail or through our web sites;
- Your browser, when you visit one of our web sites and your browser
interacts with us;
- Your transactions with any of the event partners or vendors affiliated
with PIC;
- Consumer reporting agencies; and
- Other sources, in connection with providing you information about
upcoming PIC events or activities.
How We Keep Information Secure
Information security is one of our highest priorities, as described in this
Policy and in the contracts and agreements that we sign with external suppliers
and partners.
We limit access to personal information about you to those employees
and agents who need to know the information to provide products and
services to you. We maintain physical, electronic and procedural
safeguards that comply with federal regulations to protect your personal
information and we regularly review our security standards and procedures
to protect against unauthorized access to personal information.
Information Sharing with PIC and Your Opportunity to "Opt
Out"
The Fair Credit Reporting Act gives you the opportunity to limit the sharing
of "Non-experience information" by PIC. "Non-experience information" includes
information that is used, expected to be used, or collected for the purpose
of establishing your eligibility for consumer credit, insurance or deposit
accounts, and is not related solely to your transactions or other experiences
with us, including information from:
1) Your applications, such as your income or marital status;
2) A credit report, such as your credit history; and
3) Sources used to verify representations made by you, such as
open lines of credit or employment history.
- If you prefer that we not share "Non-experience information" about
you, you may opt out; that is, you may direct us not to share
this information by calling us at (808) 591-0059, or e-mailing
us at info@piccom.org. If you choose to opt out of
the sharing of this information, PIC will not share "Non-experience
information" about you outside of the primary operational record-keeping
that is required by law to manage donations or transactions with
PIC. We may share any of the personal information that we collect
about you with companies as permitted by law.
If you are a resident of Vermont , we will not share any of the
personal information that we collect about you with companies or
other organizations without your express written consent, except
as set forth under "Other Information Sharing" below.
Other Information Sharing
We may also share personal information about you with companies or other organizations
outside of PIC as required by or permitted by law. For example we may share
personal information to protect against fraud, respond to a subpoena or service
your records.
In addition, PIC may work with companies or organizations outside
of PIC to provide services to PIC or provide you with opportunities
to buy products or services offered by PIC or jointly with other
institutions. Consequently, as permitted by law, we may disclose
any of the personal information that we have collected about you
to:
1) Other financial institutions with whom we have joint marketing
agreements; and
2) Companies that perform services for us, including marketing
and sales services, and to the financial institutions with whom
we have joint marketing agreements.
For your protection, we require that these companies keep all personal
information secure and confidential.
If you are a resident of Vermont , we will disclose only the following
information under joint marketing agreements that provide you with
opportunities to buy financial products or services offered jointly
with other financial institutions:
1) Your name and contact information; and
2) Information about your transactions with us or our affiliates,
such as your account balance, payment history, parties to transactions
and credit card usage.
Weblinks
We are not responsible for the collection, use or security of information by
companies or organizations outside of PIC that may be linked to our web sites.
We encourage you to read the privacy policies of web sites reached through
the links from PIC Web Sites.
Children's Online Information Privacy
We do not knowingly collect, maintain, or use personal information from our
web sites about children under age 13. If a child who we know to be under
age 13 sends personal information to us online, we will only use that information
to respond directly to that child, notify parents, or seek parental consent.
Transactions
You must be 18 years of age to engage in money-related
transactions on PIC Web Sites. When you do so, you will be asked
for a credit card number. This information is not made available
to any third party and is considered completely confidential.
Conclusion
In all cases, if there
are any questions or concerns, we request that you contact our office
for clarity and responses to ensure you are comfortable with the
use of your personal information. Feel free to contact us at any
of the following contact areas:
Pacific Islanders in Communications
Executive Director
1221 Kapi'olani Blvd. Suite 6A -4
Honolulu , HI 96814
(808) 591-0059
info@piccom.org
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